Maryland Car Insurance

The 20/40/15 law for car insurance in Maryland

As a driver in Maryland, the law requires that you purchase the minimum coverage for "at fault" accidents (accidents for which you are determined to be held responsible according to the Maryland Tort car insurance system). The required Maryland auto insurance is $20,000 for bodily injuries with a $40,000 maximum for each accident.  The remaining $15,000 is for property damage coverage. There is a caution attached with going for the absolute minimum coverage, however.  The other driver may be uninsured or underinsured.  You may be in for a loss if there is not sufficient coverage or the limits are exceeded for an accident on your policy. 

It is a good idea, even though it's not required in Maryland, to purchase additional insurance coverage for uninsured motorists. After all, 12% of Maryland's drivers have no insurance, according to the Insurance Information Institute.

MD auto insurance protects financial losses

If you were uninsured and involved in an accident, this could mean financial ruin.
Maryland car insurance protects you from financial losses by paying for car repairs, legal services that result from an accident, and medical bills. Additional coverage can be obtained to cover any excess over your MD auto insurance limits.

Some factors that determine the price for car insurance in Maryland

You may have some knowledge of what coverage you might require for your MD car insurance. There are many factors that contribute to the determination of the price for Maryland car insurance.  The price of a premium could be determined by:

It is not a difficult task to find the right auto insurance in Maryland. Learn more about Maryland car insurance from our experienced staff by requesting a free quote through this site.